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Shop Amazon using our search engine below and help support our ministry to single parents and seniors. We do not charge either for counseling and your donations help make this possible.

 

 

 

Welcome to Digging Out Of Debt.COM. We are here to help those who have made a decision to begin "DIGGING" their way out of Debt. It is also for those looking for help in planning for retirement the way Dave Ramsey teaches. Getting out of debt is not an easy task and you will most likely need some help. That's where we can help you. Our counseling is endorsed by Dave because he trained us personally to counsel the way he does. We have been doing financial counseling for over 8 years. As a counselor and Financial Peace University Coordinator I have helped many people. The good news is "There is Life After Debt".

Financial Freedom & Happiness is just ahead!
Can you answer "Yes" to any of these questions?
What exactly do we do?
We can counsel people anywhere in the U.S.
How much does financial counseling cost?
Can you travel to where I live to counsel?
You can receive counseling by phone or by email?

 

Below is a link to download the forms you will need to proceed with counseling. Right click and then save to your computer.

Forms for Counseling

This is a large file please be patient while it downloads.

 
 

You will need this Adobe Acrobat Reader to open the forms.

Forms should be mailed or faxed to us at least 2 days 
before the appointment to allow for processing.

Send e-mail to timlholley@aol.com


The SPERO Group is a subsidiary of Leehol Enterprises
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All rights reserved.

“Disclaimer: The foregoing is not intended to be given as legal, financial or tax advice, but intended for instructional use only.  If you require legal, financial or tax advice you should seek the assistance of a qualified professional.”