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Discover your giftedness joined together with your personality type and how they work together to make you who you are and where you would be best at serving in the church... Uniquely You Profile
 
Coaching Churches
Consulting Small Churches

Shop Amazon using our search engine below and help support our ministry to single parents and seniors. We do not charge either for Coaching and your donations help make this possible.

 

 

 

Welcome to Digging Out Of Debt.COM. We are here to help those who have made a decision to begin "DIGGING" their way out of Debt. It is also for those looking for help in planning for retirement the way Dave Ramsey teaches. Getting out of debt is not an easy task and you will most likely need some help. That's where we can help you. Our coaching (Coaching) is endorsed by Dave because he trained us personally to counsel the way he does. We have been doing financial coaching for over 8 years. As a counselor and Financial Peace University Coordinator I have helped many people. The good news is "There is Life After Debt".

Financial Freedom & Happiness is just ahead!
Can you answer "Yes" to any of these questions?
What exactly do you do?
Can you do coaching anywhere in the U.S.
How much does financial coaching cost?
Can you travel to where I live to coach me?
Can I receive coaching by phone or by email?
What types of coaching do you do?

 

Below is a link to download the forms you will need to proceed with coaching. Right click and then save to your computer.

Forms for Coaching

This is a large file please be patient while it downloads.

 
 

You will need this Adobe Acrobat Reader to open the forms.

Forms should be mailed or faxed to us at least 2 days 
before the appointment to allow for processing.

Send e-mail to timlholley@aol.com


The SPERO Group is a subsidiary of Leehol Enterprises
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“Disclaimer: The foregoing is not intended to be given as legal, financial or tax advice, but intended for instructional use only.  If you require legal, financial or tax advice you should seek the assistance of a qualified professional.”